Employee Benefits

Fiduciary risk. Regulatory risk. At the risk of stating the obvious, there are all kinds of risk that can threaten the successful operation of your retirement program and your organization. That’s why our goal is to ensure that you have the tools and information you need to stay one step ahead of virtually any risk scenario.

The ACEC Retirement Trust, applies a rigorous, meticulous process to manage fiduciary risk. A practice that is rooted in experience and backed by comprehensive support. The ACEC Retirement Trust develops and documents the investment process and addresses your fiduciary liability concerns. At the same time, in keeping with a process focused approach, the Trust also takes a more comprehensive overview of the fiduciary’s role. With that in mind, our multi-faceted fiduciary risk management has been designed to help sponsors mitigate risk in these key areas:

• Investments—The ACEC Retirement Trust selects the investments, the independent financial consultant tracks how each fund has performed, how it compares to other funds in its class, and how it remains in investment style. The consultant then reports back to the trustees with his comprehensive quarterly report. In this way the ACEC Retirement Trust helps plan sponsors meet their fiduciary as well as financial responsibilities.
  
• Operational Compliance—The Trust provides you with the tools and services you need to ensure your plan is well designed, cost-effective, financially sound and compliant with applicable laws.
• Communication and Education—Our integrated approach to communication and education is built around the premise that personalized, relevant education is the most effective way to encourage active participation, regular contributions and sound asset allocation by employees.
• Regulatory Risk Management—Recent headlines concerning corporate mismanagement have had a profound impact on the way regulators are scrutinizing corporations both large and small. To help you navigate this changing landscape, the Trustees (with help from their ERISA attorney, independent consultant, Prudential Retirement and Wells Fargo Advisors) help anticipate issues well before they can become problems.

All of which means you have the freedom to concentrate more fully on your business, knowing our expert risk management team has got you covered.