The retirement plan solution designed exclusively for ACEC members
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Financial health
It starts now. Regardless of age. Give your people a way to get financially healthy today and save for the future with a 401(k) program commissioned by engineers for engineers. The ACEC Retirement Trust and our expert advisors handle the complexity, you deliver robust and relevant benefits at a competitive cost.
Member Firms
A turnkey retirement plan solution just for ACEC member firms, with advantages you couldn’t get as an individual firm
Participants (employees)
Start managing your financial health and building future wealth today.
Today, offering a retirement plan can be a complex and risky proposition
INCREASED
LEGAL RISK
Your risk exposure has escalated exponentially. Fiduciary liability. Regulatory uncertainty and change. Lawsuits against firms of all sizes. It’s scary out there.
TOO MANY
MOVING PARTS
Setting up a plan yourself means finding and overseeing a recordkeeper, ERISA lawyer, investment advisor and more, requiring areas of expertise that aren’t in your wheelhouse.
PAYING MORE
FOR LESS
When you purchase a retirement plan on your own, there are no economies of scale. You may end up paying higher fees for every component of a plan, delivering less value.
WASTING
VALUABLE TIME
Regulations. Administrative detail. HR questions. Every minute spent dealing with your retirement plan takes resources away from your core business: engineering.
We handle the complexity so you can focus on your business
Outsource it all to us. Offer a world class, industry-leading retirement plan for your team without dealing with the complexities. Enhanced fiduciary protection. Regulatory compliance. Investment analysis and monitoring. The ACEC Retirement Trust takes care of everything so that you can focus on what you do best: engineering.
Enormous buying power and 3 industry-leading advisory firms
A benefit of ACEC membership, this plan aggregates group purchasing power to command a level of expertise, quality and cost savings you normally could not get on your own. The ACEC Retirement Trust has brought together three premier advisory firms to construct and operate the plan. Attract and retain the best talent by offering the caliber of benefit enjoyed by employees of the world’s largest firms.
CAPTRUST: 3(38) Investment Manager. Nation’s largest independent RIA.
Independent review of investment options, advises Trustees, investment reports, economic market reviews and outlooks
EMPOWER: Recordkeeping consultant. Top recordkeeper in U.S.
Recordkeeping, education for participants and plan sponsors, investment advice for each participant at no extra cost, intuitive website
McDermott, Will & Emery: Legal consultant. Top ERISA law firm.
Legal oversight for ERISA compliance, fiduciary training for Trustees and plan sponsors, legislative & regulatory updates
What our members say about the ACEC Retirement Trust
Click on a dot to see the next three testimonials
How would you answer these key questions?
If you’re not a member of ACEC Retirement Trust, these one-minute videos raise important questions to ask about your current 401(k) plan.
Everyone gets a personal financial advisor with our 401(k) program – at no extra cost.
All participants, from top execs to EITs to Admin, have access to a top-tier advisor from Empower, the top recordkeeper in the U.S. who is the Trust’s own financial advisory partner. This unique benefit, complimentary to every participant, is another reason to join the ACEC Retirement Trust.
WATCH VIDEOMORE
VIDEO
The participant experience: An app for your financial life
Introducing the app for your total financial life present and future, updated, from your ACEC Retirement Trust’s recordkeeping partner Empower. Know where you are compared to where you want to be in an interactive dashboard that pulls it all together. Your savings. Spending. Assets. Debts. Take the fast track to financial fitness.
WATCH VIDEO
An update on ACEC Retirement Trust advantages
Deb Stevens, the Executive Director of the ACEC Retirement Trust, gives a fresh perspective on the unique advantages of the ACEC Retirement Trust and why she ranks it #1 among all the 401(k) programs she’s seen in her 33-year career in the field. An exclusive for ACEC members, this program delivers benefits that help engineering firms attract and retain top talent in today’s market.
