Build a bright financial
future for your team

The retirement plan designed exclusively for ACEC members


Financial health

It starts now. Regardless of age. Give your people a way to get financially healthy today and save for the future with a retirement plan commissioned by engineers for engineers. The ACEC Retirement Trust and our expert advisors handle the complexity, you deliver robust and relevant benefits at a competitive cost.

Member Firms

A turnkey retirement plan solution just for ACEC member firms, with advantages you couldn’t get as an individual firm

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Savers (employees)

Start managing your financial health and building future wealth today.

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Today, offering a retirement plan can be a complex and risky proposition


Your risk exposure has escalated exponentially. Fiduciary liability. Regulatory uncertainty and change. Lawsuits against firms of all sizes. It’s scary out there.


Setting up a plan yourself means finding and overseeing a recordkeeper, ERISA lawyer, investment advisor and more, requiring areas of expertise that aren’t in your wheelhouse.


When you purchase a retirement plan on your own, there are no economies of scale. You may end up paying higher fees for every component of a plan, delivering less value.


Regulations. Administrative detail. HR questions. Every minute spent dealing with your retirement plan takes resources away from your core business: engineering.

We handle the complexity so you can focus on your business

Outsource it all to us. Offer a world class, industry-leading retirement plan for your team without dealing with the complexities. Enhanced fiduciary protection. Regulatory compliance. Investment analysis and monitoring. The ACEC Retirement Trust takes care of everything so that you can focus on what you do best: engineering.

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Expertise you can trust: Industry-leading specialists

A benefit of ACEC membership, this plan aggregates group purchasing power to command a level of expertise, quality and cost savings you normally could not get on your own. The ACEC RT has brought together three premier advisory firms to construct and operate the plan. Attract and retain the best talent by offering the caliber of benefit enjoyed by employees of the world’s largest firms.

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What our members say about the ACEC Retirement Trust

Click on a dot to see the next three testimonials

Every quarter we spotlight a member firm, a consultant or a trustee; and/or welcome a new member firm.


How would you answer these key questions?

If you’re not a member of ACEC RT, these one-minute videos raise important questions to ask about your current 401(k) plan.

Does your 401(k) plan suffer from faulty construction?

Are high fees taking a big bite out of your employees’401(k) plan assets?

A proprietary 401(k) program to help employees pay off student debt and save

Make your firm an even better place to work, with ACEC RT’s innovative Student Debt Solution. Our unique design includes the option of making employer contributions to retirement accounts when employees make student debt payments. Current and future employees from age 20+ to 50+ will thank you for adding to their savings while allowing them to repay and reduce their student debt burden.

Hear what Terry Niemeyer, CEO of KCI Technologies, says about the ACEC RT Student Debt Solution and how it has helped KCI attract and retain talent. A podcast from the ACEC Fall Conference  |  Listen to podcast

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Members of ACEC RT: Sign up for the Student Debt 401(k) Solution  Click here to email us

If you’d like to join ACEC RT

Click here

Or, call Lydia Zabrycki at (559) 284.0370