Personalized Financial Planning
Helping You Plan for Today and Tomorrow
As an ACEC Retirement Trust participant, you have access to a complimentary certified financial planning service. Provided in partnership with Empower, this program is designed to help you achieve financial confidence and clarity at every stage of life.
Certified financial planning benefits — what you get
Dedicated Certified Financial Planner
A personal financial professional to help create a tailored financial plan.
Available via phone or video consultation.
Support for individuals and households.
Digital Financial Dashboard
A comprehensive online tool for tracking financial goals.
Model financial scenarios to evaluate different decisions.
Collaboration tools to engage with your financial planner.
Comprehensive Financial Plan Report
Receive a personalized plan document that outlines clear financial strategies.
Access key reports like asset allocation, diversification strategies, and tax efficiency plans.
Key Topics Covered
Our financial planning service covers a broad range of financial goals, including:
Retirement Readiness
Ensure you are on track for a comfortable retirement.
College Planning
Prepare for educational expenses effectively.
Tax Planning
Understand taxable vs. tax-deferred strategies.
Social Security Optimization
Make the most of your benefits.
Estate Planning
Ensure your legacy is secure.
Insurance Review
Evaluate life, health, and long-term care insurance needs.
Investment Strategy
Understand and optimize your portfolio.
Clear Next steps
You'll get a straightforward plan, based on your priorities.
Steps to Building a Strong Financial Future
Set Clear Financial Goals
Develop a plan with actionable next steps.
Prioritize Your Financial Future
Make informed decisions based on your financial goals.
Adjust as Life Changes
Ensure your plan evolves with your needs.
Balance Today and Tomorrow
Plan effectively while enjoying your present.
How to Get Started
Getting started is quick and easy. Schedule your complimentary financial planning session by:
ACCESS YOUR RETIREMENT ACCOUNT ONLINE
Managing your retirement plan is simple and secure. Access your account anytime by: