Financial Wellness & Advice
Enhance Employee Financial Wellness with Complimentary Financial Planning
As a Plan Sponsor with the ACEC Retirement Trust, you can offer complimentary, certified financial planning to your participants. This benefit, powered by Empower, helps employees take control of their financial future — leading to increased confidence, reduced stress, and improved workplace productivity.
Why Financial Wellness Matters to Your Employees
78% of employees express a general interest in financial planning.
84% find it useful and compelling when personalized to their needs.
90% want a plan that adjusts to life changes, making ongoing financial guidance essential.
By offering personalized financial planning, you can enhance your benefits package and help employees achieve long-term financial security.
These statistics were gathered from an Empower Consumer Survey conducted by the Harris Poll in 2019 and an Empower Life Stages Consumer Survey in 2020.
how this benefit supports You & your organization
Attract & Retain Talent
- A robust financial wellness program makes your company more competitive in hiring.
- Employees with access to financial planning are more engaged and satisfied with their benefits.
Increase Participation
- Employees who feel financially secure are more likely to contribute and stay invested in their workplace retirement plan.
- They may no longer seek external financial advisors, keeping them engaged within your plan.
Zero Cost to You
- This program is available at no additional cost to you as a Plan Sponsor.
- Employees receive comprehensive, high-quality financial planning services funded through the ACEC Retirement Trust.
What Employees Receive
By participating in our program, your employees will gain access to a full suite of financial planning tools and professional guidance.
CERTIFIED FINANCIAL PLANNER
- One-on-one financial planning sessions via phone or video conference.
- Personalized recommendations based on their unique financial situation.
DIGITAL FINANCIAL PLANNING DASHBOARD
- A user-friendly online portal to track financial goals, investments, and savings.
- Employees can model different financial scenarios to understand potential outcomes.
COMPREHENSIVE FINANCIAL PLAN REPORT
- A structured, personalized financial plan with actionable next steps.
- Includes retirement planning, tax efficiency strategies, investment analysis, and more.
Broad Financial Planning Topics Covered
This program supports employees with a wide range of financial concerns, including:
Retirement Readiness
Helping employees plan for a secure future.
Investment Strategy
Guidance on asset allocation and diversification.
Tax Planning
Taxable vs. tax-deferred strategies for optimized savings.
College Planning
Helping employees prepare for education costs.
Estate Planning
Ensuring financial security for loved ones.
Social Security & Medicare
Strategies to maximize benefits.
Insurance Coverage
Evaluating life, health, and long-term care needs.
Executive Compensation
Creative strategies for key employees
get your Employees Engaged with plan offerings
It’s important to ensure your employees are aware of all of the benefits of their plan. You can utilize these engagement ideas help you get started with your internal communication efforts.
- Company-wide email campaigns announcing the service.
- Internal communications and HR benefits packages.
- On-demand scheduling tools to make it easy for employees to participate.
A Stronger Financial Future for Your Employees Starts Here
Encourage your employees to schedule a complimentary 15-minute consultation today.