Our interactive online experience (provided by Empower) gives your participants a real-time 360º view of their entire financial situation with tools to take instant action, such as increasing 401(k) savings. They can enroll in 33 seconds flat!
Easy enrollment on desktop and in mobile app at acecrtplan.com
A dashboard to see and manage current and future financial priorities
80% of employees want help managing competing financial priorities, according to an Employee Benefits Research Institute study. Empower, our recordkeeping, education and administrative business partner, provides a unique interactive platform on desktop and mobile app, showing participants where they are versus where they want to be. They can make changes online.
A true picture of net worth, linking all accounts from mortgage debt to investments
Users say that knowing net worth, and having a complete view of savings and investments, are two of their favorite benefits of linking external accounts to the Empower platform. Users who link accounts feel more financially healthy and secure, and feel more confident being able to see their total financial picture. When financial stress levels go down, productivity goes up!
Dashboard users have higher savings rates
Engaged retirement plan participants who use the Empower dashboard have savings rates that are almost twice those of unengaged participants. They see real-time charts with their monthly income forecast at retirement at their current savings rate, and what % this is of their desired target. They can adjust contributions and rebalance portfolios.
The Empower Communication Engine (ECE) drives engagement
Empower implements a patented, highly individualized communications program for each of your participants based on actual data, synchronizing communications with each person’s activity and suggesting clear actions. Participants in plans using ECE are 600% more likely to be engaged, which includes taking action on contributions and investments.
Empower: Leader in workplace savings plans
Empower implements a patented, highly individualized communications program for each of your participants based on actual data, synchronizing communications with each person’s activity and suggesting clear actions. Participants in plans using ECE are 600% more likely to be engaged, which includes taking action on contributions and investments.